As you know the mortgage industry is experiencing some unprecedented challenges today and ahead. As your mortgage expert we’re here to answer any of your questions and your client’s questions. Having started in the mortgage industry in 2003 I’ve been…
USE ALIMONY TO QUALIFY FOR A MORTGAGE Nobody goes into a marriage planning on getting a divorce, but unfortunately it happens. In those instances there is usually a bread winner who is the higher earner. The lower earning spouse is…
THERE ARE DENVER AREA ITIN LOANS OUT THERE AND WE HAVE THEM We need to explain what an ITIN loan is and why people in the Denver metro area may need to get an ITIN loan. The IRS defines an…
Did your offer get accepted?ย If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…
North Bay Capital helps veterans in homeownership I’m happy to say that Jeanne Sager, a writer for Lending Tree, interviewed me about VA Construction Loan Financing. I’ve linked to her article and pasted the questions she asked to help her…
I provide insights on why people choose 30 year fixed rate mortgages with snipets from my interview by apartmenttherapy.com. I was interviewed by Lesley Kennedy of apartment therapy regarding why people choose 30 year mortgages and what the…
