VA helps Service-members, Veterans, and eligible surviving spouses become homeowners. As part of VA’s mission to serve you, they provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

North Bay Capital is the leading expert on VA Home Loans in Santa Rosa and the whole of Sonoma County.  Jesse Gonzalez, President and Broker of North Bay Capital is certified as a MILITARY HOUSING EXPERT through the non profit organization USA CARES.  Jesse’s father proudly served our country during the Vietnam War with the 101’st Airborne.  Jesse’s grandfather was an aircraft carrier pilot before retiring from the Navy and then worked at the Pentagon and Lockheed Martin.