The Importance of Having the Right Insurance

Posted by on Dec 12, 2014 in Uncategorized | No Comments

Protect Your Belongings You may be able to save hundreds of dollars a year on homeowners’ insurance by shopping around. You can also save money with these tips: Consider a higher deductible. Increasing your deductible by just a few hundred dollars can make a big difference in your premium. Ask your insurance agent about discounts. […]

Daily Market Analysis 12-12-14

Posted by on Dec 12, 2014 in Uncategorized | No Comments

Daily Market Analysis Treasury yields crumbling, crude oil crumbling, the stock market crumbling—Merry Christmas. The 10 yr at 9:00 at 2.12% -6 bp, stock indexes pointing to the DJIA opening down 100 points, crude oil trading early at 9:00 down $1.00 to $58.96. What is also moving lower are mortgage rates but much slower than […]

Daily Market Analysis 12-11-14

Posted by on Dec 11, 2014 in Uncategorized | No Comments

Daily Market Analysis     Interest rate markets at 8:35 am were essentially unchanged while the stock indexes were looking better after the strong selling yesterday. At 8:30 October retail sales were better than expected, up 0.7% against +0.4% forecasts, ex auto and truck sales +0.5% against estimates of +0.1%. September retail sales were revised […]

Daily Rate Insider 12-11-14

Posted by on Dec 11, 2014 in Uncategorized | No Comments

Rates At a Glance Mortgage Rates Currently Trending Today’s Mortgage Rate Forecast Today’s Potential Rate Volatility Neutral Neutral High (by Sigma Research) Today’s Mortgage Rate Summary How Rates Move: Conventional and Government (FHA and VA) lenders set their rates based on the pricing of Mortgage-Backed Securities (MBS) which are traded in real time, all day […]

Daily Market Analysis 12-10-14

Posted by on Dec 10, 2014 in Uncategorized | No Comments

Broker Jesse Gonzalez Broker Jesse Mouton Gonzalez NMLS#: 278103 Phone: 707-595-5393 Email: brokerjesseg@gmail.com Website: http://www.northbaycap.com Daily Market Analysis Treasuries and MBSs opened unchanged this morning. Not much happening in the global arena this morning after China and Greece roiled markets yesterday. Yesterday China announced it would tighten credit by taking away the ability to use […]

Daily Mortgage Rate Insider 12-09-2014

Posted by on Dec 9, 2014 in Uncategorized | No Comments

Broker/Owner Jesse Gonzalez Broker/Owner Phone: 707-583-3666 Lic: CA BRE 01855372 Email: brokerjesseg@gmail.com Website: Broker Jesse Gonzalez Broker Jesse Mouton Gonzalez NMLS#: 278103 Phone: 707-595-5393 Email: brokerjesseg@gmail.com Website: http://www.northbaycap.com Rates At a Glance Mortgage Rates Currently Trending Today’s Mortgage Rate Forecast Today’s Potential Rate Volatility Lower Lower Low (by Sigma Research) Today’s Mortgage Rate Summary How […]

Daily Mortgage Market Analysis 12-08-14

Posted by on Dec 8, 2014 in Uncategorized | No Comments

Overnight the 10 yr note yield edged a little higher but as the sun came up over Wall Street US stock indexes started under a little pressure resulting in the 10 moving back to unchanged from Friday at 9:00 this morning. There are no economic reports out today, and this week is slim on key […]